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Last updated: 14 November 2024
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Checked for accuracy by our qualified verifiers and subject experts. Find out more about fact-checking at CHOICE.

Compare more than 50 home insurance policies from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by NRMA, GIO, QBE, Budget Direct, Youi and more.

You'll save money and get better cover with insurance policies recommended by CHOICE. Unlike other insurance comparison websites, we don't get paid by any of the insurers we're comparing. ÐÓ°ÉÂÛ̳is nonprofit, so your membership fees help us fight for fair consumer rights, and empower you to get the best products.

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Find out which policies not to buy with home and contents insurance policies to avoid.

Matthew Steen
By Daniel Graham
Matthew Steen
By Jodi Bird
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ÐÓ°ÉÂÛ̳Expert Rating

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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score

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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score

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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score

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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.

Price rating available

Same price to pay monthly

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Does this insurer charge the same if you pay your premium monthly instead of in one lump annual sum?

Underinsurance protection

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An underinsurance safety net means your insurer will cover you for more than your sum insured, if you have a total loss and the cost of rebuilding is more than your sum insured. Total building replacement cover means you don't set a sum insured, and the insurer commits to rebuilding no matter the cost. Note that safety nets may be an optional extra.

Included in this review

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  • ÐÓ°ÉÂÛ̳Expert Rating
  • Cover score
  • Price score
  • Recommended
  • Satisfaction score
  • filter for available price rating
  • concat3
  • Building cover
  • Contents cover
  • Legal liability cover
  • Pay-by-the-month charge
  • How to claim
  • Settling your claim
  • Cash settlements for building claims
  • Cash settlements for contents claims
  • New for old replacement
  • Cover for accidental damage
  • Cover for fire
  • Cover for explosion
  • Cover for theft
  • Cover for accidental breakage of glass
  • Cover for sudden escape of liquid
  • Cover for impact
  • Cover for vandalism
  • Cover for flood
  • Cover for storm and cyclone
  • Cover for storm surge
  • Cover for action of the sea
  • Cover for earthquake
  • Cover for tsunami
  • Cover for animal damage
  • Cover for motor burnout
  • Key/lock replacement after theft
  • Gardens and landscaping
  • Costs to comply with building regulations
  • Professional fees
  • Mortgage discharge fees
  • Debris removal and demolition
  • Temporary accomodation
  • Cover for unspecified portable contents
  • Optional cover for individual portable valuables
  • Contents in the open air
  • Emergency storage
  • Jewellery
  • Artworks
  • Collections (e.g. stamps, coins)
  • Digital media
  • Spoiled food
  • Visitors' contents
  • Pet cover
  • Overlapping cover at a new house
  • Cover for contents while moving house
  • ACT price comparison
  • NSW price comparison
  • NT price comparison
  • North Queensland price comparison
  • South Queensland price comparison
  • SA price comparison
  • Tasmania price comparison
  • Victoria price comparison
  • WA price comparison
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AAMI Complete Replacement Cover

AAMI Complete Replacement Cover
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Total building replacement & sum insured contents policy. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 69%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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AAMI Home and Contents

AAMI Home and Contents
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Sum insured policy. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 69%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
1.8 (13 member reviews)
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AHM Basic

AHM Basic
Compare
Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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AHM Comprehensive

AHM Comprehensive
Compare
Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Aldi Household

Aldi Household
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Sum insured policy. Provided by RACQ. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
Results for paid members only
Join to unlock
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Allianz Home and Contents

Allianz Home and Contents
Compare
Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Already a member? Log in now

Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 58%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
Results for paid members only
Join to unlock
Back to filters Go to compare selected box

Apia Home and Contents

Apia Home and Contents
Compare
Sum insured policy. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 79%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents No
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
1 (11 member reviews)
Results for paid members only
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Australia Post Home

Australia Post Home
Compare
Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
2.3 (3 member reviews)
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Australian Seniors Essential

Australian Seniors Essential
Compare
Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

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Already a member? Log in now

Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents No
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
Results for paid members only
Join to unlock
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Australian Seniors Top

Australian Seniors Top
Compare
Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

Join now

Already a member? Log in now

Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
Results for paid members only
Join to unlock
Back to filters Go to compare selected box

Bank Australia Household

Bank Australia Household
Compare
Sum insured policy. Provided by RACQ. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
Expand to view more details.

The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

Unlock this by becoming a member.

Join now

Already a member? Log in now

Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

Unlock this by becoming a member.

Join now

Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Bank of Melbourne Home and Contents

Bank of Melbourne Home and Contents
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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BankSA Home and Contents

BankSA Home and Contents
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Bankwest Residential Home Package

Bankwest Residential Home Package
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Sum insured policy with 25% safety net. Provided by Hollard. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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BOQ Household

BOQ Household
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Sum insured policy. Provided by RACQ. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Budget Direct Home and Contents

Budget Direct Home and Contents
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Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 66%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Bupa Basic

Bupa Basic
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Bupa Comprehensive

Bupa Comprehensive
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Bupa Ultimate

Bupa Ultimate
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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CBA Residential Home Package

CBA Residential Home Package
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Sum insured policy with 25% safety net. Provided by Hollard. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 47%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
1.4 (5 member reviews)
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CGU Accidental Damage

CGU Accidental Damage
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Sum insured policy. Provided by IAG. Available in Victoria.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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CGU Fundamentals

CGU Fundamentals
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Sum insured policy. Provided by IAG. Available in Victoria.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents No
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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CGU Listed Events

CGU Listed Events
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Sum insured policy. Provided by IAG. Available in Victoria.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Coles Home and Contents

Coles Home and Contents
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Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 61%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Everyday Insurance Comprehensive

Everyday Insurance Comprehensive
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Everyday Insurance Standard

Everyday Insurance Standard
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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GIO Classic

GIO Classic
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Sum insured policy with optional 25% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 76%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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GIO Classic Extras

GIO Classic Extras
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Sum insured policy with 25% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 76%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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GIO Platinum

GIO Platinum
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Sum insured policy with 30% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 76%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Great Southern Bank Home and Contents

Great Southern Bank Home and Contents
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Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Guild Home Elite

Guild Home Elite
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Sum insured policy with 20% building safety net. Provided by Guild. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Guild Home Essential

Guild Home Essential
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Sum insured policy with 20% building safety net. Provided by Guild. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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HCF Home and Contents

HCF Home and Contents
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Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Honey Household

Honey Household
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Sum insured policy. Provided by RACQ. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Huddle Basic

Huddle Basic
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Huddle Black

Huddle Black
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Huddle Comprehensive

Huddle Comprehensive
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
Expand to view more details.
Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Insure items individually
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Hume Bank Home and Contents

Hume Bank Home and Contents
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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ING Home and Contents

ING Home and Contents
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Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Kogan Home

Kogan Home
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Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
2 (1 member review)
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NAB Home and Contents

NAB Home and Contents
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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National Seniors Home and Contents

National Seniors Home and Contents
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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NRMA Home Buildings and Contents Plus

NRMA Home Buildings and Contents Plus
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Sum insured policy with 25% building safety net. Provided by IAG. Available in ACT, NSW, NT, Qld, SA, Tas & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 74%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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NRMA Home Buildings and Contents Standard

NRMA Home Buildings and Contents Standard
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Sum insured policy. Provided by IAG. Available in ACT, NSW, NT, Qld, SA, Tas & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 74%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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People's Choice Accidental Damage

People's Choice Accidental Damage
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Sum insured policy. Provided by IAG. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
Expand to view more details.
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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People's Choice Listed Events

People's Choice Listed Events
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Sum insured policy. Provided by IAG. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Yes
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Qantas Home and Contents

Qantas Home and Contents
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Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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QBE Home

QBE Home
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Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
3 (4 member reviews)
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RAA Home and Contents

RAA Home and Contents
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Sum insured policy with 10% safety net. Provided by RAA. Available in SA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
3.3 (7 member reviews)
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RAC Building, Contents And Personal Valuables

RAC Building, Contents And Personal Valuables
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Sum insured policy. Provided by RAC. Available in WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 82%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
3 (2 member reviews)
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RACQ Household

RACQ Household
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Sum insured policy. Provided by RACQ. Available in Queensland.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 83%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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RACT Home and Contents

RACT Home and Contents
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Sum insured policy. Provided by RACT. Available in Tasmania.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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RACV Home Buildings and Contents

RACV Home Buildings and Contents
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Sum insured policy. Provided by IAG. Available in Victoria.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
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The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 79%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Real Insurance Essential

Real Insurance Essential
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building No
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Cover for accidental damage to your building.
Accidental damage to contents No
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Real Insurance Top

Real Insurance Top
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Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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St.George Home

St.George Home
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Suncorp Classic

Suncorp Classic
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Sum insured policy with optional 25% building safety net. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 77%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Suncorp Classic Advantages

Suncorp Classic Advantages
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Sum insured policy with 30% building safety net. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 77%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Suncorp Classic Extras

Suncorp Classic Extras
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Sum insured policy with 25% building safety net. Provided by Suncorp. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 77%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Yes
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Cover for accidental damage to your building.
Accidental damage to contents Yes
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Sure Home & Contents

Sure Home & Contents
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Sum insured policy. Provided by Liberty Mutual, Pacific International & New India Assurance.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
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Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
1.7 (3 member reviews)
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TIO Territory Home

TIO Territory Home
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Sum insured policy with 30% building safety net. Provided by Allianz. Available in NT.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Virgin Money Home and Contents

Virgin Money Home and Contents
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Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Westpac Home

Westpac Home
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Sum insured policy. Provided by Allianz. Available in all states & territories.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
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Youi Building And Contents

Youi Building And Contents
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Sum insured policy. Provided by Youi. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

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Cover score
Expand to view more details.
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (5%), claiming (10%), portable contents cover (10%) and additional features (35%).

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Satisfaction score 78%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the ÐÓ°ÉÂÛ̳Expert Rating.
Accidental damage to building Optional
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Cover for accidental damage to your building.
Accidental damage to contents Optional
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Cover for accidental damage to contents at your home.
Cover for unspecified portable contents Optional
Expand to view more details.
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
1.8 (12 member reviews)
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