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Creating a budget

Budgeting app reviews

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Last updated: 27 July 2023
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Good budgeting software can help you keep track of your income and expenses with ease. 

Our experts put popular budgeting apps for Android and iPhone to the test to find out which ones:

  • are easiest to set up
  • are the most useful when you want to maintain a long-term budget
  • have the best manual data entry
  • can synchronise data between your bank account and the software/app.
 
Read more

Our budgeting app buying guide can introduce you to the basic features and concepts behind these apps, plus other expert insights. 

Our interactive comparison tool helps you find out which apps have all the specs you need, such as the right budgeting model, synchronisation security, the ability to generate financial reports, and create savings goals. Our Recommended list will show you at a glance which programs come out on top.

Matthew Steen
By Alex Angove-Plumb
Matthew Steen
By Elias Plastiras
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Versatility score

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This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score

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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Sync to banks

Android

iOS

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Included in this review

Members-only access
  • Recommended
  • ÐÓ°ÉÂÛ̳Expert Rating
  • Versatility score
  • Ease of use score
  • Good points
  • Bad points
  • General comments
  • Price
  • Subscription required
  • Free version available
  • Free trial period
  • Web browser
  • Windows
  • Security PIN
  • Data import supported file types
  • Exports to CSV
  • Exports to PDF
  • Official banking app
  • Sync to banks
  • Account aggregation service
  • Can set recurring transactions
  • View scheduled transactions
  • Categorise transactions
  • Generates reports
  • Displays trends
  • Displays forecast
  • Spending graphs
  • Set savings goals
  • Attach images to transactions
  • Flag transactions for tax
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Buddy Budget & Save Money

Buddy Budget & Save Money
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$73
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
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This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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BudgetBakers Wallet: Budget, Money Manager

BudgetBakers Wallet: Budget, Money Manager
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$42
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
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This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Fudget Pro

Fudget Pro
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$2.49
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
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This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Goodbudget Plus

Goodbudget Plus
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$108
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Innim Money Manager & Expenses

Innim Money Manager & Expenses
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$0.00
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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PocketSmith Sidekick Super

PocketSmith Sidekick Super
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$187
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
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This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Realbyte Money Manager

Realbyte Money Manager
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$9.99
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
Expand to view more details.
This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Reflectly Monefy Pro

Reflectly Monefy Pro
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$4.49
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
Expand to view more details.
This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Spendee Premium

Spendee Premium
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$34
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

Unlock this by becoming a member.

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

Unlock this by becoming a member.

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Ease of use score
Expand to view more details.
This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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Toshl Medici

Toshl Medici
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$60
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

Unlock this by becoming a member.

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

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Ease of use score
Expand to view more details.
This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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4 (1 member review)
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YNAB Annual

YNAB Annual
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$148
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The price as of July 2023 for a year’s subscription.

ÐÓ°ÉÂÛ̳Expert Rating
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The ÐÓ°ÉÂÛ̳Expert Rating, our overall score, is made up of the versatility score (60%) and ease of use score (40%).

Unlock this by becoming a member.

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Versatility score
Expand to view more details.
This score is made up of manual entry of data (10%), implementation of categories (20%), identification of expenditure (20%), clarity of data shown (20%), ability to sync data (10%), and ability to set budgets (20%).

Unlock this by becoming a member.

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Ease of use score
Expand to view more details.
This score is made up of ease of categorisation (25%), ease of identifying expenditure (25%), clarity of data shown (25%), and ease of syncing data between devices (25%).

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