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Pet insurance comparison

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Last updated: 13 December 2024
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Checked for accuracy by our qualified verifiers and subject experts. Find out more about fact-checking at CHOICE.

Compare 78 pet insurance policies from 28 insurers to find the best cover for your furry friend. Choose from policies offered by Trupanion, RSPCA, Pet Insurance Australia, Kogan, Budget Direct and more.

Unlike other insurance comparison websites, we don't get paid by any of the insurers we're comparing. ÐÓ°ÉÂÛ̳is nonprofit, so your membership fees help us fight for fair consumer rights, and empower you to get the best products.

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Our comparison will help you:

  • decide which insurance is right for you and your pet
  • check how much of the vet bill an insurer will pay
  • check what excess payment options each policy has
  • check which policies have the highest annual benefits and the biggest range of features.
Matthew Steen
By Daniel Graham
Matthew Steen
By Jodi Bird
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Brand

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List of brands we tested in this review.

Covers dogs

Covers cats

Comprehensive injury cover

Comprehensive illness cover

Maximum annual limit for cats

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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.

Maximum annual limit for dogs

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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.

Benefits stay the same as your pet ages

Maximum age for new cover

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The insurer won't sell a new policy for animals older than this.

Minimum age for new cover

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Insurer won't cover animals younger than this.

Included in this comparison

Members-only access
  • concat3
  • Underwriter
  • Policy type
  • Animals covered
  • Minimum age for new cover
  • Maximum age for new cover
  • Maximum benefit per year
  • Benefit paid per claim
  • Excess
  • Injury
  • Illness
  • Vet consults
  • Emergency treatment
  • Pre-existing conditions
  • Quick and easy claims
  • How to claim
  • Direct vet payments
  • Routine care
  • Alternative therapies
  • Loss theft and straying
  • Euthanasia
  • Legal liability
  • Telehealth vet service
  • Cancer
  • Behavioural
  • Brachycephalic
  • Allergic reaction
  • Cruciate ligament damage
  • Dental
  • Ear
  • Eye
  • Swallowing foreign objects
  • Heart
  • IVDD
  • Hereditary conditions
  • Joint conditions
  • Orthopaedic
  • Luxation
  • Pregnancy
  • Parasite
  • Skin conditions
  • VaccinatableCondition
  • Snakebite
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Australian Seniors Basic Cover

Australian Seniors Basic Cover
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $12000 (up to $2000 per condition)
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 60% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 15 years
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The insurer won't sell a new policy for animals older than this.
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Australian Seniors Essential Cover

Australian Seniors Essential Cover
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 75% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Australian Seniors Top Cover

Australian Seniors Top Cover
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Bow Wow Meow Nose-To-Tail Cover

Bow Wow Meow Nose-To-Tail Cover
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Choose from $10000, $20000 or $30000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $250 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Budget Direct Comprehensive

Budget Direct Comprehensive
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Budget Direct Essential

Budget Direct Essential
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Budget Direct Plus

Budget Direct Plus
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 25000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Bupa Standard

Bupa Standard
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Bupa Ultimate

Bupa Ultimate
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 20000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

CBA Classic Cover

CBA Classic Cover
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70% or 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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CBA Plus Cover

CBA Plus Cover
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Coles Basic

Coles Basic
Compare
Comprehensive injury and limited illness cover for cats and dogs.
Max annual benefit 10000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 100% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Coles Comprehensive

Coles Comprehensive
Compare
Comprehensive injury and limited illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 100% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Coles Premium

Coles Premium
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 100% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Everyday Insurance Basic

Everyday Insurance Basic
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 5000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover No maximum age
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Everyday Insurance Comprehensive

Everyday Insurance Comprehensive
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 24000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $100
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Everyday Insurance Comprehensive Plus

Everyday Insurance Comprehensive Plus
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Everyday Insurance Standard

Everyday Insurance Standard
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 10000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $100
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Fetch Pet Insurance

Fetch Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 30000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80%, 90% or 100% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 9 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Guardian Bronze

Guardian Bronze
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $12000 (up to $2000 per condition)
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 60% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 15 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Guardian Gold

Guardian Gold
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 75% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Guardian Platinum

Guardian Platinum
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Guide Dogs Basic Care

Guide Dogs Basic Care
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 75% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $100
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 9 years
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover No maximum age
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
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Guide Dogs Comprehensive Care

Guide Dogs Comprehensive Care
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $50
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
Create account or log in to write a review
Back to filters Go to compare selected box

Guide Dogs Premium Care

Guide Dogs Premium Care
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 20000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 85% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $50
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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HCF Pet Premium

HCF Pet Premium
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
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Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $50, $100 or $200
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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HCF Pet Premium plus Routine Care

HCF Pet Premium plus Routine Care
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $50, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Knose Pet Insurance

Knose Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Choose from $7500, $12500 or $25000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Kogan Indoor Cat cover

Kogan Indoor Cat cover
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Limited illness cover for cats.
Max annual benefit 5000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $50
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Kogan Pet Luxury Cover

Kogan Pet Luxury Cover
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 15000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $50 or $100
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Kogan Pet Primary Cover

Kogan Pet Primary Cover
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Limited injury and illness cover for cats and dogs.
Max annual benefit 8000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0 or $50
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover No maximum age
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The insurer won't sell a new policy for animals older than this.
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Mad Paws Classic Plan

Mad Paws Classic Plan
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Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Choose from $9000, $10000 or $11100
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 9 years
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The insurer won't sell a new policy for animals older than this.
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Mad Paws Deluxe Plan

Mad Paws Deluxe Plan
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Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 9 years
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The insurer won't sell a new policy for animals older than this.
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Mad Paws Emergency Plan

Mad Paws Emergency Plan
Compare
Comprehensive injury cover for cats and dogs.
Max annual benefit Choose from $5000, $5300, $5500, $5800, $6000, $6300, $6500 or $6800
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 11 years
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The insurer won't sell a new policy for animals older than this.
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Medibank Pet Max

Medibank Pet Max
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $250
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Medibank Pet Plus

Medibank Pet Plus
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 25000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $250
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Medibank Pet Protect

Medibank Pet Protect
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 10000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 70% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $250
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Pet Circle Pet Insurance

Pet Circle Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Cats: choose from $2500, $5000 or $10000. Dogs: choose from $10000, $17500 or $30000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $75 or $150
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Pet Insurance Australia Comprehensive Cover

Pet Insurance Australia Comprehensive Cover
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100, $200 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Pet Insurance Australia Major Medical Cover

Pet Insurance Australia Major Medical Cover
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100, $200 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Pet Insurance Australia Pet Essentials

Pet Insurance Australia Pet Essentials
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $6000 (up to $1000 per condition)
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 90% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 11 years
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The insurer won't sell a new policy for animals older than this.
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Petbarn Core

Petbarn Core
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit No annual limit (up to $500 per condition)
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 90% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Petbarn Core Plus

Petbarn Core Plus
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit No annual limit (up to $1000 per condition)
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 90% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Petbarn Total

Petbarn Total
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit No annual limit (up to $1200 overall combined limit for most conditions)
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 6 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Catastrophe 1

Petcover Catastrophe 1
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 5000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $450 or $900
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Catastrophe 2

Petcover Catastrophe 2
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 10000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $450 or $900
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Petcover Core

Petcover Core
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 5000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Economy

Petcover Economy
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 7000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Cats: $125 Dogs: $150
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover No maximum age
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The insurer won't sell a new policy for animals older than this.
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Petcover Entry

Petcover Entry
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Cats: $9000. Dogs: $10000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Cats: $125 Dogs: $150
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Key

Petcover Key
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Mid-point

Petcover Mid-point
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Cats: $10000. Dogs: $15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Cats: $125 Dogs: $150
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Petcover Superior

Petcover Superior
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Cats: $15000. Dogs: $20000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 100% vet bill covered, dropping to 65% with age
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Cats: $125 Dogs: $150
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petcover Vital

Petcover Vital
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Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 10000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 70%, 80% or 90% vet bill covered
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Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 7 years
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The insurer won't sell a new policy for animals older than this.
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Petinsurance.com.au Bronze Cover

Petinsurance.com.au Bronze Cover
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Limited illness cover for cats.
Max annual benefit 20000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $250 or $500
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 14 years
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The insurer won't sell a new policy for animals older than this.
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Petinsurance.com.au Gold Cover

Petinsurance.com.au Gold Cover
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 20000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $250 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Petinsurance.com.au Platinum Cover

Petinsurance.com.au Platinum Cover
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 30000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $250 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Petinsurance.com.au Silver Cover

Petinsurance.com.au Silver Cover
Compare
Limited injury and illness cover for dogs.
Max annual benefit 20000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $250 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 14 years
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The insurer won't sell a new policy for animals older than this.
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PetsOnMe Accident Plan

PetsOnMe Accident Plan
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Comprehensive injury cover for cats and dogs.
Max annual benefit 5000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100, $200 or $300
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 11 years
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The insurer won't sell a new policy for animals older than this.
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PetsOnMe Classic Plan

PetsOnMe Classic Plan
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 10000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100, $200 or $300
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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PetsOnMe Deluxe Plan

PetsOnMe Deluxe Plan
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Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $100, $200 or $300
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Petsy Kitten Protection Plus

Petsy Kitten Protection Plus
Compare
Comprehensive injury and illness cover for cats.
Max annual benefit Choose from $6000, $12000 or $30000 if pet insured before 6 months old. Choose from $5500, $11000 or $27500 if pet insured before 1 year old
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $150, $200, $300 or $500
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 1 year
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The insurer won't sell a new policy for animals older than this.
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Petsy Pet Protection Plus

Petsy Pet Protection Plus
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit Choose from $5000, $10000 or $25000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $150, $200, $300 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 1 week
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Petsy Puppy Protection Plus

Petsy Puppy Protection Plus
Compare
Comprehensive injury and illness cover for dogs.
Max annual benefit Choose from $6000, $12000 or $30000 if pet insured before 6 months old. Choose from $5500, $11000 or $27500 if pet insured before 1 year old
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim Choose from 80% or 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $150, $200, $300 or $500
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 6 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 1 year
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The insurer won't sell a new policy for animals older than this.
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Prime Imperial

Prime Imperial
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 14000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Prime Regal

Prime Regal
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $14000 (up to $2000 per condition)
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 65% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
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Insurer won't cover animals younger than this.
Maximum age for new cover 15 years
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The insurer won't sell a new policy for animals older than this.
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Prime Sovereign

Prime Sovereign
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 14000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 85% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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RAC Pet Insurance

RAC Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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RACQ Pet Insurance

RACQ Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0, $100 or $200
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Real Insurance Classic

Real Insurance Classic
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $12000 (up to $2000 per condition)
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 60% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
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The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 15 years
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The insurer won't sell a new policy for animals older than this.
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Real Insurance Premium

Real Insurance Premium
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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Real Insurance Standard

Real Insurance Standard
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 12000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 75% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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RSPCA Economy

RSPCA Economy
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Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 11000
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The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 75% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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RSPCA General

RSPCA General
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit $11000 (up to $2000 per condition)
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 60% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 15 years
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The insurer won't sell a new policy for animals older than this.
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RSPCA Ultimate

RSPCA Ultimate
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 11000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
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The insurer won't sell a new policy for animals older than this.
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RSPCA Ultimate Plus

RSPCA Ultimate Plus
Compare
Limited injury and comprehensive illness cover for cats and dogs.
Max annual benefit 20000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess 0
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Trupanion Pet Insurance

Trupanion Pet Insurance
Compare
Comprehensive injury and illness cover for cats and dogs.
Max annual benefit No annual limit
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 90% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $0–$1000
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover No minimum age
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Insurer won't cover animals younger than this.
Maximum age for new cover 13 years
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The insurer won't sell a new policy for animals older than this.
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Vets Choice Elite

Vets Choice Elite
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Comprehensive injury and illness cover for cats and dogs.
Max annual benefit 15000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $200, $350 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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Vets Choice Pro

Vets Choice Pro
Compare
Comprehensive injury and limited illness cover for cats and dogs.
Max annual benefit 12000
Expand to view more details.
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
Benefit per claim 80% vet bill covered
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
Excess Choose from $200, $350 or $500
Expand to view more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
Minimum age for new cover 8 weeks
Expand to view more details.
Insurer won't cover animals younger than this.
Maximum age for new cover 8 years
Expand to view more details.
The insurer won't sell a new policy for animals older than this.
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